900 Friends and Money

Paul and Katia discuss the difficulty of lending money to friends.


Paul: Hi, this is Paul from England speaking with Katia from Mexico. Today we are speaking about friends and money. Katia, if a friend came to you asking to borrow some money, what would your reaction be?

Katia: If I have a good friend that really needs the money then, of course, if I have the money, I would probably lend it.

Paul: So, in what situation would you lend your friend money?

Katia: Well, for example, it's a person that is really trying their best to have money and it's in a situation that it's an emergency and needs the money then I would lend it. What about you Paul?

Paul: Yeah, I would lend... I would be a little bit nervous to lend a close friend money because I think that money can sometimes affect a friendship.

Katia: I guess that's true. Do you have a bad experience with it?

Paul: Actually, I do. Yeah. I've had a bad experience of a very close friend of mine. He was asking for money from me and at first just once and then twice and then he started asking for more money and it actually had a big effect on our friendship.

Katia: Are you still friends?

Paul: Oh, we're not. We're not friends anymore, but he did buy his car.

Katia: Oh, wow! This was for a car.

Paul: Yeah, he kind of cheated me out of a lot of money, so he was working as well and he was trying to save some money and in the end he bought his car but he lost his friend.

Katia: Yeah, I guess that's very difficult to say, but what about... would you ask for money if you need it?

Paul: Personally, I think before I asked a friend for money I would prefer to either ask my parents or my sister. How about you if you were in that situation?

Katia: Well, if I had no choice, and not asked my family, I could ask my friend. Of course, he has to be a very good friend and for a very good reason for me to ask for money.

Paul: So could you lend me some money, cause I'd like to go to Hawaii next week?

Katia: Well, Paul let me think about that one.

Paul: OK. Thank you.

Learn Vocabulary from the lesson

affect a friendship

I think that money can sometimes affect a friendship.

Something that 'affects' a friendship causes positive or negative change.  Notice the following:

  1. The argument badly affected their friendship.
  2. Did it affect your friendship?

a bad experience

Did you have a bad experience?

A 'bad experience' is a negative result of an action, situation or choice we have made.  Notice the following:

  1. I've never had a bad experience traveling abroad.
  2. We had a bad experience at that new Italian restaurant.

a close friend

A 'close friend' is someone we like, see and talk to a lot.  Notice the following:

  1. Michael is a close friend from school.
  2. Actually, my mom is my closest friend.

a big effect

It had a big effect.

We use the word 'effect' to talk about something that causes change. It can be positive or negative.  Notice the following:

  1. Some believe global warming will have a big effect the environment.
  2. elllo has had a big effect on his English skills

in the end

In the end he lost his friend.

We use the phrase 'in the end' to talk about the result of a situation.  Notice the following:

  1. In the end, it doesn't matter how you learn English.
  2. The waiter overcharged us, but in the end, we just paid and left.
Answer the following questions about the interview.

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Vocabulary Challenge

Complete the sentences with the words below.
affected • bad experience • close friends
effect • in the end
  1. The tsunami had a devastating on the lives of many people.
  2. He is one of my from high school.
  3. Your opinion my decision.
  4. he decided to take the job and move to a different state.
  5. I have never had  a on public transportation.